Föhrenbergkreis Finanzwirtschaft

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Archive for 17. Oktober 2019

Strafzinsen: Immer mehr Banken planen Negativzinsen für Private

Posted by hkarner - 17. Oktober 2019

Als erste Bank in Italien will die Bank-Austria-Mutter Unicredit reiche Privatkunden zur Kassa bitten. In Österreich schützt ein OGH-Urteil Sparer

Leopold Stefan, derstandard.at

Banken zahlen Milliarden an Strafzinsen an die EZB. Immer mehr Institute wollen diese Kosten auf ihre Kunden abwälzen.

Wien/Mailand – Vielen Banken brennt es längst unter den Nägeln. Im September hob die Europäische Zentralbank den Strafzins auf 0,5 Prozent an. Die EZB verlangt von Europas Geldhäusern seit fünf Jahren Zinsen für geparktes Geld. Seither lieferten die Banken über 21 Milliarden Euro in Frankfurt ab, wie eine Auswertung der Plattform Deposit Solutions berechnet. Immer mehr Finanzinstitute wollen diese Kosten in Form von Negativzinsen an ihre Kunden weitergeben.

In den meisten Fällen sind davon Unternehmen betroffen – in Deutschland etwa jedes dritte, wie eine aktuelle Umfrage ergab. Doch auch wohlhabende Privatkunden werden zunehmend zur Kassa gebeten. Nun will als erste Bank in Italien die Bank-Austria-Mutter Unicredit private Spareinlagen mit Negativzinsen belegen. Betroffen sind Kunden mit einem Vermögen von über einer Million Euro. Ähnliche Schritte haben bereits die Berliner Volksbank und die dänische Jyske Bank unternommen. Den Rest des Beitrags lesen »

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How do we feed the world without destroying the planet?

Posted by hkarner - 17. Oktober 2019

Date: 16-10-2019
Source: The Guardian by Bob Geldof

An international summit next year will tackle the world’s most enduring crisis – hunger. Radical action is needed

Hunger is the most awful and profound expression of poverty. It exists in every country. It is something that most people can identify with on some perhaps primordial level. It is innate. The fear of hunger is etched into our DNA, passed down the generations from hungry, scared ancestors. It is in our bones. It is in my Irish bones.

First, the good news. For several decades global hunger has been decreasing. This is mostly thanks to the sweat and ingenuity of the 500 million smallholders who produce 80% of the food consumed in the developing world. It is also thanks to the work of exceptional NGOs, to economic growth and to the innovation of businesses all along the supply chain. It’s thanks, too, to the support of governments and international organisations. And it’s to increased political stability in some places.

But there is very bad news. More recently hunger has started to increase. Again. On World Food Day on Wednesday, 820 million people face chronic hunger. That’s the equivalent of the population of the US and the EU combined. This is daily, frightening, fatiguing, persistent hunger. Day after day, 820 million people will not get enough to eat. Night after night famished adults, mothers, fathers put their children to bed with empty stomachs. Den Rest des Beitrags lesen »

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Lower for Longer: Rising Vulnerabilities May Put Growth at Risk

Posted by hkarner - 17. Oktober 2019

By Tobias Adrian and Fabio Natalucci

The pace of global economic activity remains weak, and financial markets expect rates to stay lower for longer than anticipated in early 2019. Financial conditions have eased even more, helping contain downside risks and support the global economy in the near term. But loose financial conditions come at a cost: they encourage investors to take more chances in a quest for higher returns, so risks to financial stability and growth remain high in the medium term.

The latest edition of our Global Financial Stability Report highlights elevated vulnerabilities in the corporate and non-bank financial sectors in several large economies. These and other weak spots could amplify the impact of a shock, such as an intensification of trade t ensions or a no-deal Brexit, posing a threat to economic growth. Den Rest des Beitrags lesen »

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