Föhrenbergkreis Finanzwirtschaft

Unkonventionelle Lösungen für eine zukunftsfähige Gesellschaft

Archive for 18. Juni 2017

Robo Advisers’ Latest Foray: Socially Responsible Investing

Posted by hkarner - 18. Juni 2017

Date: 18-06-2017
Source: The Wall Street Journal

Digital investment services focus on niches to stand out from crowd

Charles Schwab has $16 billion in its Intelligent Portfolios service, making it one of the biggest players in the robo adviser field.

As the millennial investor comes of age, two youthful trends are converging: socially responsible investing and robo-advisory services.

Over the past year, a small but growing number of firms have introduced automated—or “robo”— investment services that include socially responsible investments. Driving the interest is a desire on the part of individuals to spend and invest in ways that are consistent with their values. Data also show that socially responsible investments can outperform over the long run; since 1990, the MSCI KLD 400 Social Index has returned an average of 8.4% a year, versus 7.6% for the S&P 500 index.

“There is a fair amount of evidence from investor surveys that millennials and women are especially interested in sustainable and impact investing,” says Jon Hale, director of sustainability-investing research at Morningstar Inc. Given that millennials are also the target market for many robo-advisory services, “it seems like a natural combination.” Den Rest des Beitrags lesen »

Posted in Artikel | Verschlagwortet mit: , , | Leave a Comment »

Utterly Disgusting

Posted by hkarner - 18. Juni 2017

Date: 17-06-2017
Source: The Economist: Lexington
Subject: Donald Trump’s need for flattery is trashing reputations

This is not Shakespearean drama: the penalty for characters who stand up to the king is too small for that

AS A rule, it is not ideal for a presidential administration to remind onlookers of a feuding, villain-haunted Shakespearean tragedy. Yet that was a widely shared reaction when the first full meeting of President Donald Trump’s cabinet, on June 12th, began with an extended flattery contest.

Vice-President Mike Pence set the tone, confiding that serving a president “who’s keeping his word to the American people” is “the greatest privilege of my life”. As Mr Trump clenched his jaw, nodded and threw in an occasional “good job” of encouragement, his cabinet secretaries—who include former governors, retired four-star generals and more than one billionaire—mostly followed suit. They variously reported that his presidency has “thrilled” crime-fighters, excited the world with its “international flair” and inspired “love” in Mississippi. “My hat is off to you!” swooned the energy secretary, Rick Perry, who in 2015 called Mr Trump a “cancer on conservatism”. For as long as cameras whirred this surge of praise rolled round the room like a bureaucrats’ Mexican wave, peaking with a testimonial from Reince Priebus, the White House chief of staff. Unabashed by speculation that he is to be sacked, Mr Priebus declared: “We thank you for the opportunity and the blessing to serve your agenda.” The verdict of a Twitter-user from Toronto, “This is actually the start of ‘King Lear’,” went viral, pinging around the political internet. Den Rest des Beitrags lesen »

Posted in Artikel | Verschlagwortet mit: , , , , | Leave a Comment »

Wenn nur jemand Bankkunden fragen würde

Posted by hkarner - 18. Juni 2017

Regina Bruckner, 18. Juni 2017, 08:00 derstandard.at

Persönliche Beratung wird auch von jenen geschätzt, die mit digitalen Angeboten groß werden. Flexiblere Öffnungszeiten wären hilfreich

Wien – Österreicher galten lange als treue Seelen. Zumindest was ihre Beziehung zu ihrer Hausbank betrifft. Doch der Umbruch in der Bankenlandschaft sorgt auch bei den Kunden für Bewegung. Gründe dafür gibt es viele. Die mehr oder weniger zaghaften Versuche der Institute, angesichts des herausfordernden Umfeldes für Services auch Geld zu verlangen, Umstrukturierungen in den Filialen, Ausdünnen des Filialnetzes, Online-Konkurrenz und die zunehmend von Fintechs angebotenen Dienstleistungen helfen den Kunden auf die Sprünge. Meinen es die Befragten der aktuellen „Kundenbankstudie“ der Unternehmensberatung Eurogroup Consulting (EGC) ernst, so wird jeder Zehnte wahrscheinlich im nächsten Jahr das Konto bei seiner Bank kündigen und zur Konkurrenz wechseln. Wobei die größte Bereitschaft mit 36,8 Prozent in der Altersgruppe der 46- bis 64-Jährigen besteht, gefolgt von den 22- bis 30-Jährigen. Die meisten Wechselwilligen sind in Wien, Kärnten und im Burgendland zu Hause und die wenigsten mit gut acht Prozent in Vorarlberg.

Auf dem Irrweg Den Rest des Beitrags lesen »

Posted in Artikel | Verschlagwortet mit: , , | Leave a Comment »